Attention homeowners in Stephens City and Frederick County: Need an appraisal?

See the top seven reasons why Virginia homeowners call on Sewell Investment & Appraisal Services, LLC:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Frederick County's assessment of your property value
  3. Remove PMI to reduce your mortgage payments
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a divorce in the state of Virginia, where real estate property needs to be divided
  7. Determine the true market value of the property in question to settle an estate
Do you own a house in or near Stephens City? Do you need help deciding the value of your real estate? Contact Sewell Investment & Appraisal Services, LLC.

We at Sewell Investment & Appraisal Services, LLC understand the special needs of a customer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Sewell Investment & Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.

Challenge Frederick County's assessment of your property

If you live in a region that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. A professional appraisal from Sewell Investment & Appraisal Services, LLC is your perfect weapon when challenging your property tax assessment.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping consumers just like you do away with undesirable PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be annoying from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Sewell Investment & Appraisal Services, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Sewell Investment & Appraisal Services, LLC can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Although most review work is commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.