Sewell Investment & Appraisal Services, LLC in Stephens City are hired for numerous purposes

You may wan an appraisal to use in setting as asking price for your property so you get the most from it, but at the same time, have it set on the market for years.  You may need an appraisal for a pending divorce, or to settle an estate, or for estate planning.  You may be looking to refinance your property or to purchase a property, and want to be sure you're not paying too much.  You may be relocation and need a relocation appraisal.  I can help, whatever the reason is.  Give me a call or order online.

For real estate appraisals in Stephens City and Frederick County, it's easiest when your order online from Sewell Investment & Appraisal Services, LLC, just click here.

PMI removal to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the real estate, nearly all lenders ask home buyers to purchase an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often folded into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to eliminate the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Sewell Investment & Appraisal Services, LLC can provide you with an appraiszal regarding the value of your home, and the cost of the home valuation can usually be regained in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be an especially daunting ordeal for both parties, and it is often even more complicated by the strenuous decision of who gets the property. So both parties are fully aware of the true market value of their property, it's a good idea to get an appraisal from Sewell Investment & Appraisal Services, LLC, regardless of the situation.

The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Remember, all appraisals are done independently, impartially, and objectively.

Trustworthy estate liquidation

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion. Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.  These appraisals can be performed retrospectively, the date of death can be used for the effective date of the appraisal.

Let Sewell Investment & Appraisal Services, LLC assist you in relocating to or from Frederick County

We understand the stress involved with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive aspects of their property, as well as information regarding any current sales or listings in their area that they want considered during our detailed process.

Selling your home quickly at the right price with an appraisal from Sewell Investment & Appraisal Services, LLC

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.